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App to track spending

With a personal finance app like Zable, you can keep track of your spending to gain greater control over your finances.

  1. Monitor transactions and categorise spending automatically

  2. Link your bank accounts securely

  3. Authorised and regulated by the Financial Conduct Authority

Download Zable app to get started
Illustration of an iphone with money in front of it
Illustration of an iphone with money in front of it

What is spend tracking?

Spend tracking simply means monitoring your income and outgoings. When you view these within a set period, you can work out whether you are overspending or underspending. Most people do this on a weekly or monthly basis, so they can work out whether they're sticking to their budget.

What is a spend tracking app?

An expense monitoring app is a digital tool that tracks your spending as and when you pay for things. It provides a summary of your outgoings and offers helpful insights such as daily, monthly or yearly breakdowns.

With the Zable app, you can link your bank accounts to categorise your day to day spend.

Being able to see all of your spending in one place can make money management that little bit easier.

Why should you track expenses?

When you track your spending, you can adjust your habits accordingly. Our expense tracking app categorises your transactions the ability to review past data in this way can help you take a close look at your spending behaviour. Perhaps you're going overboard with those morning takeaway coffees, for example.

Ultimately, you should get a clearer sense of whether you need to make changes to meet your financial goals and save money in the long-term.

Some people may want to build a rainy-day fund, while others may be saving up for a deposit on a house. Either way, having an overview of your outgoings plays a big part in assessing your current financial situation, especially when credit cards are in use.

How does our spend tracking app work?

Zable is more than an app to monitor your spending. Our smart features mean you can stay on top of your finances in a matter of taps:

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Categorise your spending

We automatically categorise your transactions so you can get to know your habits.

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Avoid going over credit limits

The spend tracking element of our app means you can get a handle on your credit card spending.

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View historic data

Whether you prioritise using Zable as a monthly spending tracker or a daily expense tracker, you can enjoy greater visibility over your transactions.

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Daily updates for your spend

Check your spend and total outgoings overnight to keep your finger on the pulse.

How do I get expense tracking with Zable?

To access our spend tracking benefits, you simply need to download the Zable app. Then, select the Spend Tracking tab to connect your banking accounts.

From there, you can enjoy a more rounded overview of your spending with helpful graphs.

Why choose an expense tracker app like Zable?

  1. Over a million customers worldwide

  2. Rated 'Excellent' on Trustpilot

  3. Our friendly experts are here to help seven days a week between 9am and 6pm

  4. We're authorised and regulated by the Financial Conduct Authority

Tom Davies - Senior Product Manager
"Credit card apps with inbuilt expense trackers have become essential tools for modern financial management. They not only help individuals monitor spending in real time but also offer actionable insights that can prevent overspending and encourage smarter financial decisions. In a world driven by convenience, these apps simplify personal budgeting, giving users the power to stay in control of their finances effortlessly."
Tom Davies

Senior Product Manager at Zable

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Keep track of your spending with the Zable app

Take charge of your finances and track your expenses with Zable. Download our app to get started and join our growing community.

Download the Zable app

Expenditure spending FAQs

How do I track expenses?

All you need to do is download the Zable app and link your bank account(s). We'll categorise your expenses for you, so you just need to keep an eye on how much you're spending and what you're spending the most money on.

Can I categorise my spending?

We'll categorise every transaction you make with us to help you gauge exactly where your money is going.

Can I set budgets within the app?

We don't offer this feature at the moment. However, frequent use of the app means you'll be able to see exactly how much you're spending. Comparing this information against your daily, weekly or monthly budget will help you stay accountable and adaptable.

Can I check my credit score as well as my spending?

Yes, the Zable app allows you to track your credit score and discover areas for improvement, while also using it as a budget and expense tracker.

Can I track spending across multiple banks on this app?

Yes! You can choose exactly which banks you'd like to connect to your Zable app. Having everything in one place means your money management can be made so much easier.

How quickly will the app update my transactions?

Your transaction data will be pulled through overnight via Open Banking once you set up a connection.

Our goal is to display this data as soon as possible so you can enjoy greater control over your spending from the get-go.